Supported Payment Methods

For the complete documentation index, see llms.txt. Append .md to any page URL for its markdown version.

Banxa supports a range of payment methods across different regions for buy (on-ramp) and sell (off-ramp) transactions.

Availability may vary depending on the customer's region, selected fiat currency, and order type.

The tables on this page list the payment methods Banxa supports. You can also check availability for a given fiat currency at runtime using the Payment Methods API.

PayPal provides a frictionless, one-tap checkout experience for European users. It is a MiCA-compliant solution that allows customers to move Euro into the crypto economy using their existing PayPal balance, linked bank accounts, or debit/credit cards.

• Trust & Security: Leverages PayPal's industry-leading fraud protection and seller protection.
• Frictionless: Recognised users can skip login and manual data entry, significantly reducing drop-off.
• Gateway Fee: 1.90%

Card payouts are currently supported in the following European countries.

Klarna Pay Now allows eligible European users to purchase crypto instantly using their Klarna account. Payments are completed in full at checkout and confirmed immediately.

Electronic bank-to-bank transfers within the United States. Off-ramp only; ACH is not available for on-ramp. Settlement takes 1–3 business days.

Use these values in the paymentMethodId field when creating orders or constructing referral URLs.

Use these values in the paymentMethodId field when creating sell orders.

AUD sell payouts use the ID payid-bank-transfer. The payout is made by NPP Direct Entry to the customer's BSB and account number; PayID itself is buy-only. Interac payouts are sent by Interac e-Transfer to the email address on the customer's Banxa account. Card payouts use debit-credit-card and are available in the countries listed above.

Retrieve available payment methods dynamically for your integration.

GET /{partner}/v2/payment-methods/{orderType}

curl -X GET "https://api.banxa.com/metamask/v2/payment-methods/buy?fiat=USD" \
  -H "x-api-key: YOUR_API_KEY"

[
  {
    "id": "apple-pay",
    "name": "Apple Pay",
    "description": "Conveniently buy digital currency using your personal VISA or MasterCard.",
    "supportedFiats": [
      "CAD", "CZK", "DKK", "HKD", "JPY", "NOK", "NZD", "PLN", "SEK", "SGD", "TRY"
    ],
    "restrictedCountries": []
  }
]

Use sell as the orderType to check payout methods for sell orders:

curl -X GET "https://api.banxa.com/metamask/v2/payment-methods/sell?fiat=AUD" \
  -H "x-api-key: YOUR_API_KEY"

[
  {
    "id": "payid-bank-transfer",
    "name": "Payid bank transfer",
    "description": "Sell digital currency to us and have the value directly credited to your bank account",
    "supportedFiats": ["AUD"],
    "restrictedCountries": []
  }
]

If you leave out orderType, the endpoint returns buy payment methods.