Banxa supports a range of payment methods across different regions for buy (on-ramp) and sell (off-ramp) transactions.

Availability may vary depending on the customer’s region, selected fiat currency, and order type.

Your integration can retrieve supported payment methods dynamically using the Payment Methods API. This endpoint should be used as the source of truth for availability.

Payment Methods Overview

Payment Method	Buy	Sell	Region	Description	Payment Speed	Supported Currency	Details
Debit / Credit Cards	✅	❌	Worldwide	Card payments using Visa and MasterCard networks.	Instant	Multiple	View details
Apple Pay	✅	❌	Worldwide	Apple Pay payments using Visa or MasterCard cards stored in Apple Wallet.	Instant	Multiple	View details
Google Pay	✅	❌	Worldwide	Google Pay payments using Visa or MasterCard cards stored in Google Wallet.	Instant	Multiple	View details
Card Payouts (Sell)	❌	✅	Selected European countries	Digital transfers directly to a recipient’s debit or credit card.	Instant	EUR	Supported countries
PayID	✅	❌	Australia	Australian bank transfer using PayID.	Instant	AUD	—
NPP Direct Entry	✅	✅	Australia	Australian bank transfer using BSB and account number.	Instant	AUD	—
iDEAL	✅	❌	Netherlands	Online payment method allowing customers to pay directly from their bank account in real time.	Instant	EUR	—
SEPA	✅	✅	Europe	Bank transfers within the Single Euro Payments Area (SEPA).	1–3 Business Days	EUR	—
Klarna – Pay Now	✅	❌	Selected European countries	One-click payment allowing customers to pay immediately using their Klarna account.	Instant – 1 day	EUR, SEK	Supported countries
Faster Payments	✅	✅	United Kingdom	Real-time bank transfer network used in the United Kingdom.	Instant	GBP	—
Interac	✅	✅	Canada	Canada’s domestic debit network allowing bank-to-bank payments.	Instant	CAD	—
ACH	✅	✅	United States	Electronic bank-to-bank transfers within the United States.	1–3 Business Days	USD	—
PIX	✅	✅	Brazil	Real-time payment system operated by the Central Bank of Brazil.	Instant	BRL	—
SPEI	✅	❌	Mexico	Real-time electronic funds transfer system operated by the Bank of Mexico (Banxico).	Instant	MXN	—
Khipu	✅	❌	Chile	Redirect-based bank transfer solution supporting major Chilean banks.	Instant	CLP	—
Local Bank Transfer (South Africa)	✅	❌	South Africa	Localised bank transfer methods allowing customers to pay directly from their bank accounts.	Instant	ZAR	—

Payment Method Details

Debit / Credit Cards

Supported Fiat Currencies

USD
AUD
AED
BRL
CAD
CHF
CZK
DKK
EUR
GBP
HKD
IDR
INR
JPY
MXN
NOK
NZD
PHP
PLN
QAR
RON
SAR
SEK
SGD
THB
TRY
TWD
VND
ZAR

Apple Pay

Supported Fiat Currencies

USD
AUD
AED
BRL
CAD
CHF
CZK
DKK
EUR
GBP
HKD
IDR
INR
JPY
MXN
NOK
NZD
PHP
PLN
QAR
RON
SAR
SEK
SGD
THB
TRY
TWD
VND
ZAR

Google Pay

Supported Fiat Currencies

USD
AUD
AED
BRL
CAD
CHF
CZK
DKK
EUR
GBP
HKD
IDR
INR
JPY
MXN
NOK
NZD
PHP
PLN
QAR
RON
SAR
SEK
SGD
THB
TRY
TWD
VND
ZAR

Card Payouts

Card payouts are currently supported in the following European countries.

Supported Countries

Austria
Belgium
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Italy
Latvia
Lithuania
Luxembourg
Malta
Netherlands
Poland
Portugal
Republic of Ireland
Romania
Slovakia
Slovenia
Spain
Sweden

Klarna – Pay Now

Klarna Pay Now allows eligible European users to purchase crypto instantly using their Klarna account. Payments are completed in full at checkout and confirmed immediately.

Supported Countries

Austria
Belgium
Finland
France
Germany
Greece
Ireland
Italy
Netherlands
Portugal
Slovakia
Spain
Sweden

Retrieve Supported Payment Methods via API

Your integration can dynamically retrieve available payment methods using the Payment Methods endpoint.

Endpoint

GET /{partner}/v2/payment-methods/{orderType}

Path Parameters

Parameter	Description
partner	The partner code provided during onboarding (e.g. `metamask`).
orderType	Determines availability for buy or sell orders.

Query Parameters

Parameter	Description
fiat	Optional fiat filter. Returns payment methods available for the specified fiat currency.

Example Request

GET https://api.banxa.com/metamask/v2/payment-methods/buy?fiat=USD

Example Response

[
  {
    "id": "apple-pay",
    "name": "Apple Pay",
    "description": "Conveniently buy digital currency using your personal VISA or MasterCard.",
    "supportedFiats": [
      "CAD",
      "CZK",
      "DKK",
      "HKD",
      "JPY",
      "NOK",
      "NZD",
      "PLN",
      "RUB",
      "SEK",
      "SGD",
      "TRY"
    ]
  }
]