{"templateId":"markdown","versions":[{"version":"v0-beta","label":"Beta (v0)","link":"/products/native-api/docs/how-it-works/quotes-and-pricing","default":true,"active":true,"folderId":"e4cb5a06"}],"sharedDataIds":{"sidebar":"sidebar-products/native-api/@v0-beta/sidebars.yaml"},"props":{"metadata":{"markdoc":{"tagList":[]},"type":"markdown"},"seo":{"title":"Pricing & Quote ID","description":"Official Banxa API documentation – on-ramp and off-ramp transfers with identity verification and compliance.","llmstxt":{"title":"Banxa Developer Documentation","description":"Integrate crypto-fiat exchange with Banxa's licensed infrastructure: payments, KYC, compliance, and settlement handled. 150+ countries, 45 global licences.","details":{"content":"Two integration products: **Banxa Native API** for partners who manage their own KYC and want full UX control (headless, HMAC server-to-server, no Banxa-hosted screens); **Banxa Hosted Checkout** for partners who want Banxa to handle KYC and payments (three paths: Referral URL, API, or React Native SDK). Both use the same sandbox and production environments at `https://api.banxa-sandbox.com` and `https://api.banxa.com`.\n\n## Constraints\n\n- **Authentication**: HMAC credentials must be stored server-side only, never expose in frontend, mobile, or client-side code. HMAC is required for all Native API calls and for KYC sharing in Hosted Checkout; `x-api-key` is used for all other Hosted Checkout endpoints.\n- **`externalCustomerId`**: Required on every buy and sell order. Use a stable opaque identifier, never PII.\n- **`identityReference`**: Must remain constant for the same user across all requests. Must not contain PII. If you attempt to create an identity for an email that already exists, you will receive a 422 / code 81, so retrieve the existing record rather than retrying creation. Use `GET /eapi/v0/identities/{identityReference}?email=user@example.com` to look up the real `identityReference` linked to an email.\n- **`quoteId`**: Only supported by `POST /eapi/v0/ramps` (bank transfer). The React Native SDK and Embedded Payment Button do not accept a `quoteId`, so use indicative pricing (`GET /eapi/v0/price`) for SDK and Embedded Payment Button flows.\n- **Quotes**: Indicative prices are not rate-locked, so refresh close to order creation to minimise rate drift. Locked quotes (`GET /eapi/v0/quote`) expire after approximately 3 minutes and are only valid for bank transfer ramp creation.\n- **Eligibility gate**: Never create a ramp or invoke the SDK when `paymentReady` is `false`. Always check eligibility and satisfy all requirements before payment execution.\n- **Webhooks**: Verify all inbound webhook signatures with HMAC-SHA256 before processing. Return HTTP 200 immediately and process asynchronously.\n- **Product selection**: Banxa Native is for partners who manage their own KYC. Banxa Hosted Checkout is for partners who do not do KYC. These are separate products with separate flows: do not mix endpoints across products.\n- **SDK scope**: The React Native SDK has no `banxa.customerIdentity` module. Identity and KYC are handled through the Native API only. `primerCallbacks` and `primerSettings` are Native context only and must not be referenced in Hosted Checkout integrations.\n- **Payment method naming**: Never use \"eAPI\" or \"EAPI\" as a product name. The correct name is \"Banxa Native API\". The URL path prefix `/eapi/` is correct and should not be changed.\n"},"hide":false,"excludeFiles":[]}},"dynamicMarkdocComponents":[],"compilationErrors":[],"ast":{"$$mdtype":"Tag","name":"article","attributes":{},"children":[{"$$mdtype":"Tag","name":"Heading","attributes":{"level":1,"id":"pricing--quote-id","__idx":0},"children":["Pricing & Quote ID"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["The Native API provides two pricing endpoints: one for display-only indicative prices, and one that locks a rate and returns a quote ID. 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Use it to display rates before a user has committed to transact. The rate is not persisted and cannot be passed to ramp creation."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["For details on how fiat and crypto amount inputs work with this endpoint, see ",{"$$mdtype":"Tag","name":"MarkdownLink","attributes":{"href":"/products/native-api/docs/how-it-works/flexible-amounts"},"children":["Pricing & Amount Inputs"]},"."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":3,"id":"locked-pricing","__idx":3},"children":["Locked pricing"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["GET /eapi/v0/quote"]}," locks a price and returns a ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["quoteId"]}," with a 3-minute TTL. Pass the ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["quoteId"]}," to ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["POST /eapi/v0/ramps"]}," to create a ramp at that exact rate — no re-calculation at execution time."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["A ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["quoteId"]}," is ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["one-time use"]}," — it cannot be reused after a ramp has been created with it."]},{"$$mdtype":"Tag","name":"hr","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"why-use-the-quote-id-flow","__idx":4},"children":["Why use the quote ID flow"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Without a quote ID, the typical flow re-calculates the rate at ramp creation:"]},{"$$mdtype":"Tag","name":"ol","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Call ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["/price"]}," → rate returned"]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Show rate to user on a confirmation screen"]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["User confirms"]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Call ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["/ramps"]}," with ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["fiatAmount"]}," or ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["cryptoAmount"]}," → rate re-calculated silently at step 4"]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["If the market moves between steps 2 and 4, the ramp is created at a different rate than displayed. 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x=\"-77.5\" y=\"291\" fill=\"#EDF2AE\" stroke=\"#666\" width=\"305\" height=\"42\" class=\"note\"></rect><text x=\"75\" y=\"296\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"noteText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\"><tspan x=\"75\">Show locked rate + countdown to user</tspan></text></g><g data-et=\"note\" data-id=\"i5\"><rect x=\"-51.5\" y=\"343\" fill=\"#EDF2AE\" stroke=\"#666\" width=\"253\" height=\"42\" class=\"note\"></rect><text x=\"75\" y=\"348\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"noteText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\"><tspan x=\"75\">User confirms within 3 minutes</tspan></text></g><text x=\"355\" y=\"80\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">GET /eapi/v0/price (optional — for early display)</text><line x1=\"76\" y1=\"119\" x2=\"633\" y2=\"119\" class=\"messageLine0\" data-et=\"message\" data-id=\"i0\" data-from=\"Partner\" data-to=\"BanxaAPI\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-86d031bc14e5033c8adfe69e2ffc9268945853048ec3de97813de839705ee299-arrowhead)\" style=\"fill: none;\"></line><text x=\"358\" y=\"134\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Indicative rate (no quoteId)</text><line x1=\"636\" y1=\"173\" x2=\"79\" y2=\"173\" class=\"messageLine1\" data-et=\"message\" data-id=\"i1\" data-from=\"BanxaAPI\" data-to=\"Partner\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-86d031bc14e5033c8adfe69e2ffc9268945853048ec3de97813de839705ee299-arrowhead)\" style=\"stroke-dasharray: 3, 3; fill: none;\"></line><text x=\"355\" y=\"188\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">GET /eapi/v0/quote</text><line x1=\"76\" y1=\"227\" x2=\"633\" y2=\"227\" class=\"messageLine0\" data-et=\"message\" data-id=\"i2\" data-from=\"Partner\" data-to=\"BanxaAPI\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-86d031bc14e5033c8adfe69e2ffc9268945853048ec3de97813de839705ee299-arrowhead)\" style=\"fill: none;\"></line><text x=\"358\" y=\"242\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">quoteId + expiresAt (3-minute TTL, UTC)</text><line x1=\"636\" y1=\"281\" x2=\"79\" y2=\"281\" class=\"messageLine1\" data-et=\"message\" data-id=\"i3\" data-from=\"BanxaAPI\" data-to=\"Partner\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-86d031bc14e5033c8adfe69e2ffc9268945853048ec3de97813de839705ee299-arrowhead)\" style=\"stroke-dasharray: 3, 3; fill: none;\"></line><text x=\"355\" y=\"400\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">POST /eapi/v0/ramps { quoteId, identityReference, walletAddress }</text><line x1=\"76\" y1=\"439\" x2=\"633\" y2=\"439\" class=\"messageLine0\" data-et=\"message\" data-id=\"i6\" data-from=\"Partner\" data-to=\"BanxaAPI\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-86d031bc14e5033c8adfe69e2ffc9268945853048ec3de97813de839705ee299-arrowhead)\" style=\"fill: 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x=\"-77.5\" y=\"291\" fill=\"#EDF2AE\" stroke=\"#666\" width=\"305\" height=\"42\" class=\"note\"></rect><text x=\"75\" y=\"296\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"noteText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\"><tspan x=\"75\">Show locked rate + countdown to user</tspan></text></g><g data-et=\"note\" data-id=\"i5\"><rect x=\"-51.5\" y=\"343\" fill=\"#EDF2AE\" stroke=\"#666\" width=\"253\" height=\"42\" class=\"note\"></rect><text x=\"75\" y=\"348\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"noteText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\"><tspan x=\"75\">User confirms within 3 minutes</tspan></text></g><text x=\"355\" y=\"80\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">GET /eapi/v0/price (optional — for early display)</text><line x1=\"76\" y1=\"119\" x2=\"633\" y2=\"119\" class=\"messageLine0\" data-et=\"message\" data-id=\"i0\" data-from=\"Partner\" data-to=\"BanxaAPI\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-01554983371a02e52325f6514998c5051f8fe649f96a0576dd7ec45ee8a0c8f7-arrowhead)\" style=\"fill: none;\"></line><text x=\"358\" y=\"134\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Indicative rate (no quoteId)</text><line x1=\"636\" y1=\"173\" x2=\"79\" y2=\"173\" class=\"messageLine1\" data-et=\"message\" data-id=\"i1\" data-from=\"BanxaAPI\" data-to=\"Partner\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-01554983371a02e52325f6514998c5051f8fe649f96a0576dd7ec45ee8a0c8f7-arrowhead)\" style=\"stroke-dasharray: 3, 3; fill: none;\"></line><text x=\"355\" y=\"188\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">GET /eapi/v0/quote</text><line x1=\"76\" y1=\"227\" x2=\"633\" y2=\"227\" class=\"messageLine0\" data-et=\"message\" data-id=\"i2\" data-from=\"Partner\" data-to=\"BanxaAPI\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-01554983371a02e52325f6514998c5051f8fe649f96a0576dd7ec45ee8a0c8f7-arrowhead)\" style=\"fill: none;\"></line><text x=\"358\" y=\"242\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">quoteId + expiresAt (3-minute TTL, UTC)</text><line x1=\"636\" y1=\"281\" x2=\"79\" y2=\"281\" class=\"messageLine1\" data-et=\"message\" data-id=\"i3\" data-from=\"BanxaAPI\" data-to=\"Partner\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-01554983371a02e52325f6514998c5051f8fe649f96a0576dd7ec45ee8a0c8f7-arrowhead)\" style=\"stroke-dasharray: 3, 3; fill: none;\"></line><text x=\"355\" y=\"400\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">POST /eapi/v0/ramps { quoteId, identityReference, walletAddress }</text><line x1=\"76\" y1=\"439\" x2=\"633\" y2=\"439\" class=\"messageLine0\" data-et=\"message\" data-id=\"i6\" data-from=\"Partner\" data-to=\"BanxaAPI\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-01554983371a02e52325f6514998c5051f8fe649f96a0576dd7ec45ee8a0c8f7-arrowhead)\" style=\"fill: none;\"></line><text x=\"358\" y=\"454\" text-anchor=\"middle\" dominant-baseline=\"middle\" alignment-baseline=\"middle\" class=\"messageText\" dy=\"1em\" style=\"font-family: &quot;Redocly Mermaid Sans&quot;, sans-serif; font-size: 16px; font-weight: 400;\">Ramp created at locked rate</text><line x1=\"636\" y1=\"493\" x2=\"79\" y2=\"493\" class=\"messageLine1\" data-et=\"message\" data-id=\"i7\" data-from=\"BanxaAPI\" data-to=\"Partner\" stroke-width=\"2\" stroke=\"none\" marker-end=\"url(#diagram-01554983371a02e52325f6514998c5051f8fe649f96a0576dd7ec45ee8a0c8f7-arrowhead)\" style=\"stroke-dasharray: 3, 3; fill: none;\"></line></svg>"},"children":["sequenceDiagram\n    participant Partner\n    participant BanxaAPI as Banxa API\n\n    Partner->>BanxaAPI: GET /eapi/v0/price (optional — for early display)\n    BanxaAPI-->>Partner: Indicative rate (no quoteId)\n\n    Partner->>BanxaAPI: GET /eapi/v0/quote\n    BanxaAPI-->>Partner: quoteId + expiresAt (3-minute TTL, UTC)\n\n    Note over Partner: Show locked rate + countdown to user\n    Note over Partner: User confirms within 3 minutes\n\n    Partner->>BanxaAPI: POST /eapi/v0/ramps { quoteId, identityReference, walletAddress }\n    BanxaAPI-->>Partner: Ramp created at locked rate\n"]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":3,"id":"step-1--fetch-a-locked-quote","__idx":6},"children":["Step 1 — Fetch a locked quote"]},{"$$mdtype":"Tag","name":"CodeBlock","attributes":{"header":{"controls":{"copy":{}}},"source":"GET /eapi/v0/quote\n"},"children":[]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["All parameters are required. See the ",{"$$mdtype":"Tag","name":"MarkdownLink","attributes":{"href":"/products/native-api/openapi/quote"},"children":["Quote API Reference"]}," for the full parameter list."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Example response (on-ramp, fiat-locked):"]}]},{"$$mdtype":"Tag","name":"CodeBlock","attributes":{"data-language":"json","header":{"controls":{"copy":{}}},"source":"{\n  \"quoteId\": \"6e9174edd370ffe6331aeda7a6d75592\",\n  \"identityReference\": \"customer-ref-1234\",\n  \"source\": {\n    \"fiat\": {\n      \"id\": \"AUD\",\n      \"method\": \"payid-bank-transfer\"\n    },\n    \"amount\": \"24.50\"\n  },\n  \"target\": {\n    \"crypto\": {\n      \"id\": \"ETH\",\n      \"blockchain\": \"ETH\"\n    },\n    \"amount\": \"0.007259\"\n  },\n  \"processingFee\": \"0.00\",\n  \"networkFee\": \"0.00\",\n  \"marketRate\": {\n    \"crypto\": {\n      \"USD\": \"2342.218\",\n      \"AUD\": \"3297.79\"\n    },\n    \"forex\": {\n      \"reference\": \"USD\",\n      \"AUD\": \"1.4079800\"\n    }\n  },\n  \"expiresAt\": \"2026-04-10 04:50:36\"\n}\n","lang":"json"},"children":[]},{"$$mdtype":"Tag","name":"div","attributes":{"className":"md-table-wrapper"},"children":[{"$$mdtype":"Tag","name":"table","attributes":{"className":"md"},"children":[{"$$mdtype":"Tag","name":"thead","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"th","attributes":{"align":"left","data-label":"Field"},"children":["Field"]},{"$$mdtype":"Tag","name":"th","attributes":{"align":"left","data-label":"Description"},"children":["Description"]}]}]},{"$$mdtype":"Tag","name":"tbody","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["quoteId"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["Unique identifier for this locked quote. Pass this to ramp creation."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["identityReference"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["The customer this quote is bound to."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["source.amount"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["The locked source amount (fiat for on-ramp, crypto for off-ramp)."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["target.amount"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["The locked target amount (crypto for on-ramp, fiat for off-ramp)."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["processingFee"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["Banxa processing fee in the source fiat currency."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["networkFee"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["Blockchain network fee in the source fiat currency."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["marketRate"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["Market rates used to calculate this quote — for display only."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["expiresAt"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["UTC timestamp after which this quote is no longer valid."]}]}]}]}]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":3,"id":"step-2--create-the-ramp","__idx":7},"children":["Step 2 — Create the ramp"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Pass the ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["quoteId"]}," to ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["POST /eapi/v0/ramps"]},". The amounts, payment method, and rate are all inferred from the quote — do not re-specify them."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Request body:"]}]},{"$$mdtype":"Tag","name":"CodeBlock","attributes":{"data-language":"json","header":{"controls":{"copy":{}}},"source":"{\n  \"quoteId\": \"6e9174edd370ffe6331aeda7a6d75592\",\n  \"identityReference\": \"customer-ref-1234\",\n  \"walletAddress\": \"0xc292474673cf1a96a96e8c56ec4f45ecf2e0b448\",\n  \"walletAddressMemo\": null\n}\n","lang":"json"},"children":[]},{"$$mdtype":"Tag","name":"div","attributes":{"className":"md-table-wrapper"},"children":[{"$$mdtype":"Tag","name":"table","attributes":{"className":"md"},"children":[{"$$mdtype":"Tag","name":"thead","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"th","attributes":{"align":"left","data-label":"Field"},"children":["Field"]},{"$$mdtype":"Tag","name":"th","attributes":{"align":"left","data-label":"Required"},"children":["Required"]},{"$$mdtype":"Tag","name":"th","attributes":{"align":"left","data-label":"Description"},"children":["Description"]}]}]},{"$$mdtype":"Tag","name":"tbody","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["quoteId"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["Yes"]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["The ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["quoteId"]}," from ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["GET /eapi/v0/quote"]},"."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["identityReference"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["Yes"]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["Must match the ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["identityReference"]}," used when fetching the quote."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["walletAddress"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["Yes"]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["The customer's wallet address for the target asset."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"code","attributes":{},"children":["walletAddressMemo"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["No"]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["Memo or destination tag, required by some networks (e.g. XRP, XLM, EOS)."]}]}]}]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["See the ",{"$$mdtype":"Tag","name":"MarkdownLink","attributes":{"href":"/products/native-api/openapi/ramps"},"children":["Ramps API Reference"]}," for the full request schema."]},{"$$mdtype":"Tag","name":"hr","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"quote-expiry","__idx":8},"children":["Quote expiry"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Quotes expire ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["3 minutes"]}," after creation (",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["expiresAt"]}," is UTC). If the user does not confirm within the window, fetch a fresh quote before submitting the ramp."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Display the expiry countdown in your confirmation UI — it prevents users from being surprised by a rejected submission."]}]},"headings":[{"value":"Pricing & Quote ID","id":"pricing--quote-id","depth":1},{"value":"Two pricing endpoints","id":"two-pricing-endpoints","depth":2},{"value":"Indicative pricing","id":"indicative-pricing","depth":3},{"value":"Locked pricing","id":"locked-pricing","depth":3},{"value":"Why use the quote ID flow","id":"why-use-the-quote-id-flow","depth":2},{"value":"How it works","id":"how-it-works","depth":2},{"value":"Step 1 — Fetch a locked quote","id":"step-1--fetch-a-locked-quote","depth":3},{"value":"Step 2 — Create the ramp","id":"step-2--create-the-ramp","depth":3},{"value":"Quote expiry","id":"quote-expiry","depth":2}],"frontmatter":{"title":"Pricing & Quote ID","description":"How to lock exchange rates using the quote ID flow in the Banxa Native API to guarantee price integrity between display and ramp creation.","seo":{"title":"Pricing & Quote ID"}},"lastModified":"2026-05-19T23:30:38.000Z","pagePropGetterError":{"message":"","name":""}},"slug":"/products/native-api/docs/how-it-works/quotes-and-pricing","userData":{"isAuthenticated":false,"teams":["anonymous"]},"isPublic":true}